Explore Our Comprehensive Financial Planning Services

Tailored Financial Strategies for Every Milestone

Empowering Your Financial Future with Expert Guidance

Discover how Ables Financial Solutions can help you achieve your financial goals at every stage of life. Our comprehensive services are designed to provide clarity and confidence in your financial journey.

Comprehensive Financial Planning Services

Retirement Planning

Secure your future with personalized retirement strategies that ensure a comfortable and worry-free retirement, tailored to your unique goals and lifestyle.

Estate Planning

Protect your legacy and provide for your loved ones with our thorough estate planning services, ensuring your wishes are honored and your assets are distributed according to your plans.

Mission and History

Tom brings over 31 years of insurance industry experience and 15 years in investment services to his practice. For the past 16+ years, he has specialized in federal benefits planning and Social Security guidance for both civilian and federal clients, including Roth conversion strategies for his affluent clientele.

A graduate of the University of North Carolina at Wilmington, Tom began his career as a registered representative with MetLife and later served as a 403(b) financial professional with AXA Advisors. This foundation gives him deep insight into the unique challenges facing pre-retirees, retirees, and federal employees today.

Tom holds the NSSA Social Security Certification, serving as a National Social Security Advisor, and has earned the Federal Retirement Consultant (FRC) designation through advanced training in the federal benefits market. He is also a member of the Million Dollar Round Table (MDRT), an honor held by just 2–3% of financial professionals worldwide, and a former member of the Council of Financial Educators (COFE), a nonprofit dedicated to retirement education.

He works with over 200 federal employee clients across New England and 50+ civilian clients throughout North Carolina, Virginia, South Carolina, Tennessee, and beyond, along with support for veterans through the VA. For Tom, relationships are the foundation of success.

Outside the office, Tom enjoys fishing, yard work, church involvement, and time with his wife, children, and grandchildren.

His motto: People buy from people — integrity and strong relationships are the key.

Take the Next Step Towards Financial Freedom

Ready to transform your financial future? Our expert team is here to help you navigate the complexities of financial planning. Contact us today to schedule your consultation and discover how we can assist you in achieving your financial goals.