Discover Your Path to Financial Freedom
Welcome to Ables Financial Solutions
At Ables Financial Solutions, we empower you with the tools and knowledge to achieve financial security and peace of mind.
Our Journey and Expertise
Tom has been in the insurance business for 31 + years. He was also in the investment business for 15 years. For the past 16+ years, he has concentrated on the federal benefits industry, as well as working with social security clients both civilian and federal. Tom has added Roth conversion for his affluent clients. Tom received his bachelor’s from the University of North Carolina at Wilmington before working at MetLife as a registered rep and AXA Advisors as a 403(b) financial professional. As a result, Tom is no stranger to the products and challenges pre-retirees, retirees, and specifically, federal employees have in retirement. Tom truly enjoys the challenge of finding the right strategies to meet his clients’ needs and takes the responsibility of their retirement income futures very seriously.
Tom has the NSSA Social Security Certification, through which he serves as a National Social Security Advisor. He is also a former member of Council of Financial Educators (COFE), a 501(c)(3) non-profit organization committed to providing the public with the knowledge to confidently navigate the ever-changing retirement landscape. He presently focuses on retirement planning both federal and civilian. Additionally, he works through the Veteran Administration (VA), as well as helping whom-ever needs his help.
Tom has over 200 federal employee clients in New England; he also serves clients in North Carolina, Virginia, South Carolina, Tennessee, plus many other states. He feels that relationships are the key to his success. Additionally, Tom has over 50 civilian clients.
Tom also has advanced training with the federal benefits market, leading to a designation of (FRC) Federal Retirement Consultant. Tom has achieved the MDRT (Million-Dollar Round Table) only 2-3% of insurance agents and financial advisors in the world are members of this elite group.
Outside of work, Tom enjoys fishing, yard work and spending time with friends.. He is very involved in his church and enjoys spending time with his wife, children, and grandchildren. He also loves traveling.
His motto: People buy from people; therefore, integrity and strong relationships are the key!
What Our Clients Say
"I have been working with Tom for several years now since I retired. Since the day we met Tom's knowledge, patients and genuine care for my financial well being and goals has provided a clear path for my future. Tom has been a good friend and makes you feel comfortable with every decision you make. He makes himself available to answer all your questions, listens and takes the time to explain things in a way that's easy to understand. I will and have recommended him to many friends and family."
~ Jeff M
"I am so grateful to have Tom Ables as my Life Insurance and financial advisor. Tom has really taken his time to explain things clearly and patiently ensuring I have all the knowledge I need to make the right decision for my future, never rushing me or making me feel pressured. I have placed all my trust in his knowledge and genuine care to help me make the right choices. I trust Tom completely, which is why I have recommended him to all my family and friends. I do not hesitate to provide anyone with his contacts as a financial advisor.
~ Marisa F.
Our Financial Services
At Ables Financial Solutions, we offer a range of services designed to help you achieve your financial goals, no matter your stage in life.
Retirement Planning
Federal Retirement Planning
Social Security Planning
Estate Planning
Tax Strategies Planning
Roth Conversion Planning
Long Term Care Planning (LTC)
Insurance Planning
Take the Next Step Towards Financial Security
Ready to take control of your financial future? Connect with our expert team at Ables Financial Solutions for personalized advice tailored to your unique needs. Whether you're planning for retirement, saving for a major life event, or just looking to manage your finances better, we're here to help. Reach out today to learn more about our comprehensive financial planning services and start your journey towards financial peace of mind.